Financial & Insurance


We strive to provide you with affordable, high-quality treatment that fits your budget! We offer a variety of payment options to meet your needs. Our office accepts payments by cash, checks, and most major credit cards. We utilize financing through Ortho Banc and accept third-party financing through CareCredit if you qualify. If you have any questions about financing or payment, please do not hesitate to ask us! We will thoroughly explain your choices and work to accommodate your needs.


If you have insurance which covers Orthodontic treatment, we will coordinate all necessary claims to assist you in utilizing your benefits. Many insurance policies have a lifetime Orthodontic benefit that is distinct from regular dental insurance. Also, insurance policies vary, so we will review your insurance to determine the appropriate benefit amounts to apply to your financial arrangement.

Please remember if at any time your insurance changes or is terminated, you will be responsible for any balance due and/or expected from that insurance company. It is your responsibility to update and/or correct any insurance information we may have on file.

Richards & Associates Orthodontics

  • Fort Myers Office - 6300 Whiskey Creek Dr., Fort Myers, FL 33919 Phone: 239-936-1808
  • Cape Coral Office - 14 Del Prado Blvd. N., Suite 202, Cape Coral, FL 33909 Phone: 239-458-2002

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